As Reported Financials

Document Name As Of Date Currency Code (in thousands) 2019 Y 10-K 12/31/2019 USD 2018 Y 10-K 12/31/2018 USD 2017 Y 10-K 12/31/2017 USD 2016 Y 10-K 12/31/2016 USD
Document Name As Of Date Currency Code 2019 Y 10-K 12/31/2019 USD 2018 Y 10-K 12/31/2018 USD 2017 Y 10-K 12/31/2017 USD 2016 Y 10-K 12/31/2016 USD

ASSETS

Cash and due from depository institutions 15,642 27,970 26,234 25,107
Interest bearing deposits 2,755 2,740 2,698 3,066
Short-term investments in money market funds 3,771 4,184 5,256 5,900
Cash and cash equivalents 22,168 34,894 34,188 34,073

Investment securities

Available for sale 141,749 146,731 129,138 127,077
Held to maturity 39,936 40,760 38,752 30,665
Loans held for sale 4,868 847 3,125 3,094
Loans 883,090 862,604 890,032 884,240
Less - Unearned income 384 322 399 476
Allowance for loan losses 9,279 8,671 10,214 9,932
Net loans 873,427 853,611 879,419 873,832

Premises and equipment

Operating lease right-of-use asset 846 0 NA NA
Financing lease right-of-use asset 3,078 0 NA NA
Other premises and equipment, net 14,643 13,348 12,734 11,694
Accrued interest income receivable 3,449 3,489 3,603 3,116
Goodwill 11,944 11,944 11,944 11,944
Bank owned life insurance 38,916 38,395 37,860 37,903
Net deferred tax asset 3,976 3,637 5,963 10,655
Federal Home Loan Bank stock 3,985 4,520 4,675 3,359
Federal Reserve Bank stock 2,125 2,125 2,125 2,125
Other assets 6,074 6,379 4,129 4,243
TOTAL ASSETS 1,171,184 1,160,680 1,167,655 1,153,780

LIABILITIES

Non-interest bearing deposits 136,462 150,627 183,603 188,808
Interest bearing deposits 824,051 798,544 764,342 778,978
Total deposits 960,513 949,171 947,945 967,786
Short-term borrowings 22,412 41,029 49,084 12,754
Advances from Federal Home Loan Bank 53,668 46,721 46,229 45,542
Operating lease liabilities 865 0 NA NA
Financing lease liabilities 3,163 0 NA NA
Guaranteed junior subordinated deferrable interest debentures 12,955 12,939 12,923 12,908
Subordinated debt 7,511 7,488 7,465 7,441
Total borrowed funds 100,574 108,177 115,701 78,645
Other liabilities 11,483 5,355 8,907 11,954
TOTAL LIABILITIES 1,072,570 1,062,703 1,072,553 1,058,385

STOCKHOLDERS' EQUITY

Common stock 267 266 266 265
Treasury stock at cost (83,129) (80,579) (78,233) (74,829)
Capital surplus 145,888 145,782 145,707 145,535
Retained earnings 51,759 46,733 40,312 36,001
Accumulated other comprehensive loss, net (16,171) (14,225) (12,950) (11,577)
TOTAL STOCKHOLDERS' EQUITY 98,614 97,977 95,102 95,395
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,171,184 1,160,680 1,167,655 1,153,780
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.