As Reported Financials

Source Document Currency Code (in thousands) 2018 Q3 YTD 9/30/2018 USD 2017 Y 9/30/2018 USD 2016 Y 12/31/2017 USD 2015 Y 12/31/2016 USD 2014 Y 12/31/2015 USD
Source Document Currency Code 2018 Q3 YTD 9/30/2018 USD 2017 Y 9/30/2018 USD 2016 Y 12/31/2017 USD 2015 Y 12/31/2016 USD 2014 Y 12/31/2015 USD

ASSETS

Cash and due from depository institutions 23,806 26,234 25,107 23,443 23,780
Interest bearing deposits 2,699 2,698 3,066 6,960 2,952
Short-term investments in money market funds 4,729 5,256 5,900 18,107 6,140
Total cash and cash equivalents 31,234 34,188 34,073 48,510 32,872

Investment securities

Available for sale, at fair value 138,753 129,138 127,077 119,467 127,110
Held to maturity 38,673 38,752 30,665 21,419 19,840
Loans held for sale 1,041 3,125 3,094 3,003 5,051
Loans 883,672 890,032 884,240 881,541 827,634
Less - Unearned income 339 399 476 557 554
Allowance for loan losses 9,439 10,214 9,932 9,921 9,623
Net loans 873,894 879,419 873,832 871,063 817,457
Premises and equipment, net 12,276 12,734 11,694 12,108 13,012
Accrued interest income receivable 4,007 3,603 3,116 3,057 3,127
Goodwill 11,944 11,944 11,944 11,944 11,944
Bank owned life insurance 38,260 37,860 37,903 37,228 37,417
Net deferred tax asset 5,985 5,963 10,655 8,993 9,548
Federal Home Loan Bank stock 5,010 4,675 3,359 4,628 4,048
Federal Reserve Bank stock 2,125 2,125 2,125 2,125 2,125
Other assets 5,604 4,129 4,243 4,952 5,712
TOTAL ASSETS 1,168,806 1,167,655 1,153,780 1,148,497 1,089,263

LIABILITIES

Non-interest bearing deposits 152,959 183,603 188,808 188,947 167,551
Interest bearing deposits 791,254 764,342 778,978 714,347 702,330
Total deposits 944,213 947,945 967,786 903,294 869,881
Short-term borrowings 61,254 49,084 12,754 48,748 38,880
Advances from Federal Home Loan Bank 42,545 46,229 45,542 48,000 42,000
Guaranteed junior subordinated deferrable interest debentures, net 12,935 12,923 12,908 12,892 13,085
Subordinated debt, net 7,482 7,465 7,441 7,418 0
Total borrowed funds 124,216 115,701 78,645 117,058 93,965
Other liabilities 3,198 8,907 11,954 9,172 11,010
TOTAL LIABILITIES 1,071,627 1,072,553 1,058,385 1,029,524 974,856

SHAREHOLDERS' EQUITY

Preferred stock NA NA NA 21,000 21,000
Common stock 266 266 265 265 264
Treasury stock (79,941) (78,233) (74,829) (74,829) (74,829)
Capital surplus 145,779 145,707 145,535 145,441 145,256
Retained earnings 45,160 40,312 36,001 34,651 29,618
Accumulated other comprehensive loss, net (14,085) (12,950) (11,577) (7,555) (6,902)
TOTAL SHAREHOLDERS' EQUITY 97,179 95,102 95,395 118,973 114,407
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 1,168,806 1,167,655 1,153,780 1,148,497 1,089,263
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.